Why Toshiba Tecra TE2100 laptop locks up or will not boot at all?

Why Toshiba Tecra TE2100 laptop locks up or will not boot at all?

One of our biggest customers use a lot of different Toshiba laptops and one of the models is Toshiba Tecra TE2100. We repaired many of these units and we noticed that some of them had very similar problems:

1. Laptop locks up when you move it or sometimes freezes by itself. The video is still on, but the acupoint (keyboard mouse) and the keyboard itself do not work anymore.
2. You can start the laptop, but you see CMOS (RTC) battery error on start up. After you clear the error, the laptop boots fine. After you reboot the laptop, you get the same error.
3. Laptop will not boot at all. There is no power or power LED blinking. There is no hard drive activity. There is no external or internal video.
4. When you press power button, laptop shows some activity, but there is no video on LCD screen.

Why my Toshiba laptop suddenly shuts down by itself without warning?

“My Toshiba laptop suddenly shuts down by itself without any warning. Sometimes it works fine for hours, sometimes it shuts down in 10-15 minutes.” This complaint we hear from our customers over and over again. About 15-20% of all Toshiba laptops we get for repair, suffer from an overheating problem. Yep, OVERHEATING!

This is one of the most common problems with Toshiba laptops we deal with.

Indications of laptop overheating problem:

1. The keyboard and the bottom of your laptop are very hot when the laptop is working.
2. The CPU fans are working all the time at maximum rotation speed and operate much louder than before.
3. The laptop suddenly shuts down by itself without warning. When it just started, the laptop was shutting down after 1-2 hours and how it shuts down after 5-10 minutes of operation.
4. The laptop works fine when it runs idle, but shuts down as soon as you start using any memory demanding applications (DVD player, image editing software, video editing software, etc.).

Solution:

How to test a laptop or a desktop computer memory modules !

A lot of laptop and desktop computer problems are caused by a failed memory or a failing memory module. As a laptop repair technician I test memory modules every time I get a laptop for repair. I have tried many different memory testing utilities but finally I stopped on Memtest 86+. So far it is one of the best free memory test utilities and I use it everyday. You can find this utility on the Memtest 86+ homepage.

To test your memory modules you have to do next:

1. download Memtest 86+.

Choose Download – Pre-Compiled Bootable ISO (.zip) if you want to burn it on CD.
Choose Download – Pre-Compiled package for Floppy (DOS – Win) if you want to place the utility on a floppy disk. I usually use CD because most computers have a CD drive and it’s much faster to start the test from a CD disc.

2. Change the boot order on your computer to boot from a floppy drive or from a CD/DVD drive.
3. Insert the floppy disk or the CD disc with Memtest 86+ into the computer.
4. Start the computer.

How to remove BIOS password from Toshiba laptops !

You can use this plug to remove or clear the BIOS password from older Toshiba laptops. I tested the plug and it successfully cleared the BIOS password from Toshiba Satellite 1415, Satellite 1800 and Satellite Pro 6100. Using the plug you should be able to remove a BIOS password from most Pentium III Toshiba laptops and from some Pentium IV laptops. To make a password removal tool you need a DB25 plug from a parallel printer cable (cable with a plug that you can take apart), a solder gun and 30-40 minutes of your time.

Tips for buying a new notebook DVD drive .

Before you upgrade or replace the DVD/CD-RW drive in your notebook, make sure that the drive you are buying is compatible with your computer. Some notebooks require an optical drive that works in cable select mode (CSEL). Some notebooks require master/slave (M/S) drives. Typically the drive is set to master or slave through a firmware flash. If the optical drive is not configured properly, it will not be detected by the BIOS or you will get IDE #1 error when you start the laptop. The best way to avoid these kinds of problems is to buy an optical drive designed for your laptop. If you plan to buy a generic drive, make sure to contact the seller and confirm that the drive will work in your computer.

Notebook display assembly diagram. How an image appears on the screen.

Here is a simple diagram that will help you to understand how a notebook display assembly works and how an image appears on the screen. I’m not an artist and I tried my best drawing this diagram, so if you cannot see a laptop in this picture, don’t be mad.





A generic display assembly includes a very few parts and knowing them will help you to understand witch part can cause a problem if you laptop video not working properly.

Laptop has bad video on the LCD screen ?? Know What is wrong !!

Here I’m going to post some laptop screen photos showing bad video output. I’ll explain what was wrong with the screen and how I fixed it. I plan to ad more examples as soon as I get new pictures. If you have your own example (and know how to fix it) please let me know and I’ll post it too.

Example 1.

Here’s a picture of Satellite M55 LCD screen I made this morning. I got this video output as soon as I started the laptop. There were a lot of vertical lines, and they were changing color without any pattern. To me it looked like Northern Lights (never seen in real life) . The external monitor worked fine.

Laptop does not start ?? Fixing the problem !!

If your laptop does not start at all or it starts but will not boot properly, it’s possible that you can fix the laptop at home without taking it to a repair center. Here are some troubleshooting tips for you. I’m not sure if I can cover all situation at once, so I will update this post as more examples come into my mind.
Situation 1.

The laptop appears to be dead. You plug the AC adapter but the LEDs (power light, hard drive light, battery charge light, etc…) do not light up and the laptop will not react at all if you press on the power button.

First of all in this situation check the AC adapter. You can test the output voltage with a voltmeter. If you cannot do that, find a known good AC adapter and use it for testing the laptop. It is possible the laptop appears to be dead because the AC adapter is bad (and the battery is discharged). If you know that the AC adapter is working properly and it outputs correct voltage but the laptop is still dead, most likely you have a power issue on the motherboard (or power board on some laptops) and it has to be replaced.
If you have to replace the AC adapter, make sure you use a correct one. The output voltage must be exactly the same as on the original adapter. The output amperage has to be the same as on the original adapter or higher, but not lower.
Situation 2.

How to fix hardware problems without taking apart the laptop

Here’s how you can fix, or to be precise, work around some hardware problem without taking apart the laptop.
1. Network port failure.
In most laptops the network port (aka RJ-45 port) is soldered directly to the motherboard. If for some reason the network port fails (I’m talking about hardware, not software failure), the whole motherboard has to be replaced.
Instead of replacing the motherboard, you can use a PCMCIA network card (aka LAN PC card). You plug this card into the available PC slot in your laptop and get a network port instead.


2. USB ports failure.
Most laptops have a few USB ports available and if one of them stops working, usually it’s not a big deal because you still have two or three working USB ports left. But what if all of them stopped working at once.

How to fix broken keyboard connector on laptop motherboard

This guide explains how to fix a broken keyboard connector on a laptop motherboard. I do not claim that my instructions will work for any connector type in any laptop brand, but if I can help a few people, I can call my mission accomplished.
Let’s say the keyboard in your laptop stopped working properly and you decided to install a new keyboard yourself. You disassembled the laptop, removed the keyboard, tried to unlock the keyboard connector and… OHH! MAN!… a piece of the locking clip on the connector got broken!
What can you do? Unfortunately, you don’t have a lot of options. The keyboard connector is permanently soldered to the motherboard and cannot be replaced at home. If the connector was damaged, you’ll have to replace the whole motherboard, use the laptop with an external USB keyboard, or…. try the following trick. Hopefully it works or you.

The keyboard cable is locked inside the connector on the motherboard. In order to remove the keyboard, you have to unlock the connector and release the cable.

How to disassemble laptop keyboard

How to disassemble a laptop keyboard? Can I take it apart and clean liquid spill? Is it easy to repair a damaged keyboard?
I’ve been getting these questions many times and today I show how to disassemble a laptop keyboard. You decide if it’s possible and easy or not.
By the way, in one of the previous posts I explain how to fix individual keys on a laptop keyboard.
I’m doing it for fun. I’m working on a damaged keyboard and have no intention to use it in the future.

First of all, you’ll have to remove the laptop keyboard.

How to troubleshoot laptop battery charging problems

In this post I explain how to troubleshoot laptop battery charging problems. I will list most common battery failure examples and suggest some troubleshooting steps.

Example 1.

Laptop detects the battery but shuts off when AC adapter unplugged.

When you move the cursor arrow over the battery icon while the laptop is connected to AC adapter, it show the remaining battery charge and says “charging”.


The batter power meter utility (if available) also shows that battery is connected and charging.

But… as soon as you unplug the AC adapter, the laptop shuts off completely.
Possible problems:
1. The battery not seated correctly. Try reconnecting the battery.
2. The battery contacts got dirty or oxidized and the battery is not making good connection with the motherboard. Try reconnecting the battery a few times.
3. If reconnecting the battery doesn’t help, most likely the battery is bad and has to be replaced.
4. If you replaced the battery but the problem still exists, this is motherboard related failure. Apparently the battery charging circuit has failed. In this case the whole motherboard has to be replaced (or repaired on component level).

How to fix video problem on HP laptops .!

In this post I explain how you can fix a known video problem on some HP laptops without actually taking it apart. Most likely the fix is not permanent but this will buy you some time, enough to backup personal files or even use the laptop until you get a new one. There is no guaranty this fix work 100%.

Here are some HP models affected by this known video failure problem: HP Pavilion dv2000, dv6000, dv9000, tx1000 tablet PC, Compaq 700, v3000, v6000 and probably some others.
If you know more models, please mention them in comments after this post.

Review For Laptop's Kinds

HP Pavilion DV7-2180US 

Buying an HP Pavilion DV7 2180US will be absolutely worth in the cost it is being offered. It’s a high-tech notebook with all new innovations made in both outlook and inside. The touch panel in the notebook is highlighted with glowing lights and is only visible when laptop is switched on. It is equipped with a large 17.3 inches HD+ HP LED screen with a wide and bright display. The laptop is powered with an Intel 2.00 GHz Centrino² quad Q9000 processor to enhance its speed and also to save battery life. It is installed with 6 GB DDR2 RAM, which can be further extended up to 8 GB and a 500 GB hard disk drive. It has an ATI Mobility Radeo Graphics acceleration card with up to 2815MB total available memory. The connectivity is compensated with an Intel WI-FI link and a Bluetooth.

Some other additional features:

• Security protection utility provided for hard disk in case any jerk or abrupt motion detected.

• A 5-in-1 SD card reader for easy transfer of files.

• A pre-installed version of Windows Vista (64-bit).

• A web camera integrated along with a mono directional microphone enabling you both video and voice chat.

• An 8x super speed combo DVD-RW drive which can write double layered DVD’s.

• An 8 cell lithium ion battery.

Best Laptops for Gamers !!

A PC gaming fanatic needs a reliable, responsive laptop that supports high-end graphics and sound. Need some help shopping for a new gaming laptop this holiday season? We're happy to help. By Mike Lynch

Toshiba Satellite A665

from $825.99

Looking for a bargain? A new gaming laptop doesn't have to cost a fortune. For around $750, the 16-inch Toshiba Satellite A665-S6055 offers an i5 processor, back-lit LED display, and an NVIDIA graphics card. It also contains a HDMI audio/video port, 4 usb ports (so you can attach plenty of gadgets), and 1eSATA/USB combo port (for fast data transfers). This laptop is the perfect option for holiday shoppers who want to buy a solid gaming machine while remaining under budget.

How To Secure Your Laptop

How Do I Secure My Laptop

Laptops these days contain vital data and are greatly used for remote data access. Its security should be top priority to all users. There are three aspects to consider in securing your laptop.

• Physical Security.
• Security Software.
• Security Consciousness.

Physical Security
Physical security involves physical barriers put in place to inhibit access to where your laptop is kept.
Such barriers, hinder the following circumstances;

• Theft of your laptop.
• Damage to your laptop.
• Theft of information on your laptop.
• Using your laptop to commit fraudulent activities.

The physical barriers should have the following features;

• The ability to properly lock the entrance to where your laptop is kept.
• An alarm system should be in place to notify you in case of a break in.
• An inbuilt security camera (cctv) should be placed where your laptop is kept. This is to monitor your laptop.
• All windows or doors must be screened to prevent prying eyes from seeing expensive information assets such as your laptop.
• The ability to fasten the laptop to a non-moveable object. This is stopping a thief from carrying the laptop away.
• The ability to trigger snap shots in case of a break in. These snap shots are directly targeted at the laptop.

How can I Prepare to Buy a Cell Phone ?

A cell phone can be an important part of your life, or it can be merely a convenience. How much you use it and for what purpose is up to you. With today’s technological advances, a cell phone can do just about anything you may want to do out on the open road. When you prepare to buy a cell phone, you should keep several things in mind.
First of all, a cell phone allows you to take and make phone calls. In today’s global village, you can call anyone in the world as long as you know his or her number. Most cell phones look just like small phones, with keypads that have numbers and letters. The letters aren’t just for show, however. Most cell phones also allow you to send text messages using the letters on the keypad

What is a Laptop Messenger Bag?

If you have a laptop and frequently carry it around, buying a laptop messenger bag may be beneficial. It gives you the availability to take your laptop wherever you go without having to sacrifice style or comfort. The strap on the bag can be slung over your shoulder or across your chest without being cumbersome.
When people are not working, many simply do not want to carry around something that resembles a briefcase. They want to carry something more casual but just as functional. A laptop messenger bag comes in a variety of styles, colors and sizes.

Before choosing a laptop messenger bag, it is important to know what size you will need. Measure the length, width and height of your laptop so you know what the minimum size of the bag should be. Your charger should also be a factor, as you will most likely be carrying that around as well. Decide if you will be carrying any other items around in the bag, for example, a bottle of water or a book. All of these items should be a factor when choosing your laptop bag to ensure that you have all the space available that you need.

How do I Choose the Best Laptop ?

Choosing the best laptop computer depends heavily on what the computer will be used for, and what the user’s preferences are. For instance, the best laptop for a freelance writer may be severely underpowered for a gaming computer, while a graphic designer needs a larger screen, and therefore a larger laptop, than many other users.
Possibly the most important consideration is the computer’s performance. This includes factors such as the size of the hard drive, or how much memory the laptop computer has, and the size of the processor, which determines how fast the computer will run. The best laptop computer is one that offers more than the minimum speed and memory the user requires, without compromising other factors that might be important to the user, such as size or brand.

For example,

How Do I Know When It's Time to Buy a New Computer?

With technology changing all the time it’s easy to be left behind by hanging on to that old desktop or laptop too long. But when is it time to buy a new computer, and when can you get away with upgrading your old one? Hopefully the following tips will help you decide what's best for your situation.
If your computer has slowed over time it might simply need maintenance. Hard disk defragging puts files back together in one place on the drive to optimize retrieval time. Using a registry cleaner can speed up booting into your desktop and quicken program access by removing orphaned entries that point to missing resources, files and folders. You can also utilize a startup manager to identify and disable extraneous programs and processes that needlessly run in the background. 

What Should I Consider When Buying a Laptop?

Buying a laptop may be a new endeavor for you, or you may be replacing an older model. Either way, there are a few things to consider about your new purchase. Buying a laptop computer can represent a big investment. By assessing your needs, you can make a more calculated choice about what type of laptop to purchase. This can save you money and potential problems.

The first question to ask yourself is if you truly need to be buying a laptop. Laptops tend to lag behind desktops in terms of upgradeability and features. If you handle heavy graphics, do a great deal of video editing, or you are a gamer, a laptop might not be the best choice for you. In addition to having to spend a lot of money to get the system you need, you will also be unable to upgrade that system when the time comes. However, if you are highly mobile, a laptop is a good choice.

Why Laptop

Should I buy a laptop or desktop?

Choosing between a laptop and desktop can be a difficult decision. The bottom line comes down to portability. If you will need or use the portability of a laptop, then it can be a powerful tool for you and worth the extra money. However, if the laptop will simply act as a desktop with very occasional need for portability, a desktop is also an excellent choice and far less expensive.

 

Which should I buy? Laptop or Desktop?

Laptops have a great advantage in terms of their portability. If you carry a laptop with you, your applications and documents are always immediately available. With a wireless card, your laptop can also access the Internet while on the go, so you have more places to do research, check your email, and be more productive.

Desktops offer other advantages. Although laptop prices have come down and performance has increased, most desktops offer a better price-to-performance ratio. Desktops also still hold some ergonomic advantages over laptops. Bear in mind that, aside from small footprint desktops like the iMac or Studio One, they take up more space in an apartment or residence hall.

Prophet Dead, Teachings Alive

It was during that last pilgrimage that the surah entitled “Succor” was revealed, which he received as an announcement of approaching death. Soon after his return to Al-Madinah he fell ill. The tidings of his illness caused dismay throughout Arabia and anguish to the folk of Al-Madinah, Makkah and Ta’if, the hometowns. At early dawn on the last day of his earthly life he came out from his room beside the mosque at Al-Madinah and joined the public prayer, which Abu Bakr had been leading since his illness. And there was great relief among the people, who supposed him well again.

Arrogance Defeated at Hunayn

The formidable Bedouin tribes, the Hawaazin, the Saqif and various others pastured their flocks on the territories bordering Mecca. Some of them possessed strongly fortified towns like Tayef, and were unwilling to render obedience to the Muslims without resistance. They formed a league with the intention of overwhelming Prophet Muhammad (SAW) before he could make preparations to repulse their attack.

It was the usual practice with the Prophet Muhammad (SAW) that whenever he conquered a region, he personally looked after its political problems and the religious matters of its inhabitants, so long as he stayed there, and as and when he left that place he appointed there suitable persons on different posts. Its reason was that the people of these regions, who were acquainted with the old and wound-up systems, did not possess information about the system, which had replaced it. Islam is a social, moral, political and religious system, its laws emanate from revelation, and acquainting people with these laws and their enforcement amongst them needs distinguished, mature and learned persons, who should teach them correct principles of Islam intelligently and should also enforce Islamic system amongst them.

Conquest of Makkah

According to the terms of the treaty of Hudaybiyah, the Arab tribes were given the option to join either of the parties with which they desired to enter into treaty alliance, the Prophet's (peace be upon him) or the Quraysh's. As a consequence, Banu Bakr joined the Quraysh, and Khuza'ah joined the Prophet, (peace be upon him). According to the Treaty they could not attack one another for a period of ten years. But Banu Bakr developed an evil scheme against Banu Khuza'ah and they planned to take revenge on their rivals. The Quraysh of Makkah should have held Banu Bakr back from implementing their plan against Banu Khuzaa'ah making them uphold the Treaty. Instead of preventing them, the Quraysh, totally at variance with their obligation to the Treaty, came out in the open lending full and active support to Banu Bakr with men and material. They broke their covenant to the extent that Safwaan ibn Umayyah, 'Ikrimah ibn Abu Jahl, and Suhayl ibn 'Amr joined the fighting along with Banu Bakr.

Impact of Treaty of Hudaybiyah

At the end of the sixth year after Prophet Muhammad’s migration to Al-Madinah, he (peace be upon him) wanted to perform pilgrimage (Hajj) to Makkah and visit Allah’s Sacred House (the Ka`bah). He went out accompanied by one thousand and four hundred Muslim men and he appointed `Abdullah Ibn Umm Maktum to be in charge of Al-Madinah during his (peace be upon him) absence. When they reached a place called Thul-Hulayfah, the Prophet(peace be upon him) and those who were with him, assumed the state of Ihram (the state of ritual consecration). The Prophet (peace be upon him) moved on until he reached the creek of Thatul-Ashtat where he met Bishr Ibn Sufyan Al-Ka`bî, who told him: 

The Battle of the Trench

WHEN the Prophet (pbuh) first arrived in Medina, the Jews who were living there had welcomed him. The Prophet (pbuh) had returned their greeting, as he wished to be on good terms with them. An agreement was also reached between the Muslims and the Jews, which gave the Jews the freedom to practice their religion and which also set out their rights and their duties. Among these duties was that in the case of war with Quraysh, the Jews would fight on the side of the Muslims. Despite this agreement, however, some of the Jewish tribes, who resented the Prophet's presence in Medina, soon began to cause trouble amongst the Muslims. They tried to set the Muslim Emigrants from Mecca and the Ansar against each other. The troublemakers were given many warnings but they continued to be a nuisance. In the end, the Muslims had no choice but to drive them from Medina. A new agreement was offered those Jews who remained but the trouble did not end there. One of the Jewish tribes, the Bani Nadir, plotted to murder the Prophet (pbuh) but their plan was discovered and they, too, were exiled from the city.

The Battle of Uhud

WHEN the survivors of the defeated Quraysh at Badr returned to Mecca, they gathered to speak with Abu Sufyan. They said, ‘Muhammad has killed our best men, so help us to fight him so that we may avenge those we have lost.' In order to do this it was agreed that everyone who had had a share in the caravan should put his profits towards the cost of a new army, which would be three times as big as the one at Badr. Among those who joined the new army was an Abyssinian slave called Wahshi. Who was known for his accuracy with the spear. His master, Jubayr ibn al-Mut'im, said to him, 'Go with the army and if you kill Hamzah, the uncle of Muhammad, in revenge for my uncle's death, I will set you free.' When Hind, Abu Sufyan's wife, heard about this she sent a message to Wahshi to say that she would clothe him in gold and silk if he would carry out his master's wish, for she, too, wanted Hamzah dead because he had killed both her father and brother.

Tabuk-The Test Of Faith

News of the growing power of the Muslims, as more and more of Arabia followed the Prophet (pbuh), eventually reached Heraclius, Emperor of the Eastern Roman Empire. The Romans saw the uniting of the Arabs in Islam as a possible threat to their Empire and the Emperor's advisors and generals, therefore, decided that the best thing to do would be to attack the Muslims from the north and east at the same time and destroy Islam once and for all. 

The Battle Of Badr

THE Muslims, who had gone to Medina, had left all their belongings behind in Mecca and these had been taken by their enemies. Thus, when the Muslims heard that Abu Sufyan, one of the leaders of Quraysh, was on his way back to Mecca from Syria with a large caravan of goods, they decided that the time had come for them to retrieve some of their losses. The Prophet (pbuh) gave the Muslims permission for this attack and everyone began to get ready for the raid, for it had been revealed: In the Name of Allah, the Beneficent, the Merciful

Al-Hijrah

When the persecution of the people of Makkah against the Muslims grew intense, Allah commanded them to emigrate so that they could establish the religion of Allah in a land where they could worship Him.

Allah chose Madinah as the land of Hijrah (emigration for the sake of Allah). The Messenger, peace and blessings be upon him, saw in a dream that he was immigrating to that city. It was narrated from Abu Musa that the Prophet, peace and blessings be upon him, said: “I saw in a dream that I was emigrating from Makkah to a land in which there are date palms, and I thought that it was Al-Yamamah or Hajar, but it turned out to be Madinah, Yathrib.” (Al-Bukhari and Muslim)

Pledges at 'Aqabah

The First ‘Aqabah Pledge
Six Madinese embraced Islam in the pilgrimage season in the eleventh year of Prophethood. They promised to communicate the Message of Islam to their townsfolk.
The following year, on the occasion of the pilgrimage, there came a group of twelve disciples ready to acknowledge Muhammad as their Prophet. The group of men comprised five of the six who had met the Prophet the year before, the sixth who stayed away was Jabir bin ‘Abdullah bin Reyab, the other seven were:
1. Mu‘adh bin Al-Harith, Ibn ‘Afra, from Khazraj.
2. Dhakwan bin ‘Abd Al-Qais, from Khazraj.
3. ‘Ubadah bin As-Samit, from Khazraj.
4. Yazeed bin Tha‘labah, from Khazraj.
5. ‘Al-‘Abbas bin ‘Ubadah bin Nadalah, from Khazraj.
6. Abul Haitham bin At-Taihan, from Aws.
7. ‘Uwaim bin Sa‘idah, from Aws.

Plot to kill Muhammad (pbuh)

IN Yathrib there were two main tribes, the Aws and the Khazraj. Both were very powerful, they were always at war with one another, and both worshipped idols. Also in Yathrib were many Jews who, unlike the Arabs at that time, knew that there was only One God, and worshipped Him. They had told the Arabs many times that a Prophet would be coming to them. The time came for the pilgrimage to the Ka'bah, and several people from Yathrib were going, among them six men from the tribe of Khazraj. They had heard about the Prophet Muhammad's preaching and thought that this must be the Prophet the Jews had told them about. So they decided to go and speak to him during their stay in Mecca.

Year of Sorrow

The Prophet (pbuh) and his followers went back to a normal way of life but the years of hardship had made Khadijah very weak. She became ill and soon afterwards she died. Thus, the Prophet (pbuh) lost his beloved wife and friend, the first person to accept Islam and support him. She had been a refuge from all his troubles and, through her good-heartedness, the best company in his suffering. He had loved her very much. This happened in 619 A.D., the year which became known as the 'Year of Sorrow'.

Muslims Persecuted at Makkah

As the number of the Prophet's followers increased so the enemies of the Muslims grew more and more angry. At last some of the Muslims decided to go to another country in order to live in peace. It was only five years since the Archangel Gabriel had first come to the Prophet (pbuh) and two years since the Prophet (pbuh) had spoken out in public. The Muslims asked the Prophet (pbuh) to allow them to leave Mecca. He agreed, saying 'It would be better for you to go to Abyssinia. The king there is a just man and it is a friendly country. Stay there until Allah makes it possible for you to return.' The Muslims prepared for the journey. They decided to wait until night so that they could leave without being seen. The first sixteen left Mecca and, after reaching the shore of the Red Sea, crossed over to Abyssinia.
 Another eighty-three men and nineteen women followed, all hoping to be welcomed by the king and people of that country. This was the first hijrah, or migration, in Islam

Early years of the Prophet's mission

In his fortieth year, Muhammad (pbuh) left Mecca to spend Ramadan, the traditional month of retreat, in the cave. In the second half of Ramadan, Allah began to reveal His message for mankind through Muhammad (pbuh). This first Revelation occurred as follows. The Archangel Gabriel came to Muhammad (pbuh) in the cave and commanded him to 'Read'. Muhammad (pbuh) replied 'I cannot read.' At this the Archangel took Muhammad (pbuh) in his arms and pressed him to him until it was almost too much to bear. He then released him and said again 'Read.' ‘I cannot', replied Muhammad (pbuh),

The Prophet's (pbuh) youth

Muhammad (peace be upon him) was the son of Abd Allah, an Arab trader and Aminah, born in the year 570 A.D. After their marriage, Abd Allah spent several months with his wife but had to leave her and travel with one of the caravans to trade with Syria. He belonged to the well known Arab tribe called the Quraysh. On his way back to Mecca from Syria Abd Allah became ill and had to stop off in Yathrib to recover. The caravan, however, continued on its way and arrived back in Mecca without him.

Life before Prophethood

By the time Muhammad (pbuh) was twenty-five, he was well known for his honesty. He was respected by everyone, even the elders of Mecca. The purity of his nature increased with the years. It seemed he had an inner knowledge that other people did not have. He believed in one God-Creator of the world and he worshipped Him with all his heart and with all his soul. Muhammad (pbuh) was the finest of his people, the most kind, truthful and reliable person in Mecca. He was known among Quraysh as 'the trustworthy' (al-Amin) because of the good qualities God had endowed him with. He spent many quiet hours in a cave in Mount Hira, not far from Mecca, thinking about Allah.

Cash Back

First Frank and Janet thought it was a simple error. Their mortgage had been recently sold to a new company with a new servicing company. As with the prior lender, they had sent in their mortgage payment by way of a personal check between the first and the fifteenth of the month and the payment had been posted with little event as being received as agreed.

Credit Repair

First Frank and Janet thought it was a simple error. Their mortgage had been recently sold to a new company with a new servicing company. As with the prior lender, they had sent in their mortgage payment by way of a personal check between the first and the fifteenth of the month and the payment had been posted with little event as being received as agreed.

Around the 20th of month, a rather cryptic call was received on the answering machine stating the payment had not been received and a late charge would be applied and charged and that they needed to make a payment immediately.

Instant Credit Card

Getting a credit card used to be a time-consuming business. You'd have to ring or go into your bank, fill out a lengthy form and wait for quite a while before you got a reply. Although many people are still using that method, there's now a quicker way, thanks to the Internet.

How Do I Find An Online Credit Card Application?

Most card issuers now offer online application for their credit cards. Finding one is as simple as doing an Internet search or visiting that company's website. In addition, there are several credit card comparison sites that allow users to select cards that match a range of features and then apply. Credit card applicants are required to be UK residents and over 18.

To Use Or Not To Use

Nowadays it is becoming a trend to keep more than one credit cards in the wallet. Most of us have several plastic cards in our pocket leading us in the serious financial bind that is unrecoverable in most of the cases. Although these credit cards save our butt when we are in trouble sometimes when we need money for some unexpected expenses but if you use them carelessly then you are in trouble in no time.

All this happens because of marketing capability of those credit card companies.

Credit Card Debt

People know the fact that debt accumulated by spending on frivolous items is bad and research has also found that people tend to underestimate the extent of their borrowing. In financial website Bankrate's survey, 58% of respondents claimed to pay off in full their credit cards every month, which is in contrast to studies that show the number is closer to 40%. Surprisingly, only 3% of respondents believed that other people paid off their bills in full.

A study by an American economist on the competition in the credit card market also found that, despite assurances to the contrary, three quarters of consumers pay finance charges on their outstanding credit card balances.

Get A Bank Card

A bank credit card is a financial tool that can act as a form of revolving credit. A consumer, who uses a bank credit card, must pay back the money after a period of time, along with some interest. Sometimes, the bank waives interest charges when the balance is paid completely each month.

Any U.S. citizen who is above eighteen years of age is eligible to obtain a bank credit card. Despite this, many banks issue bank credit card only after opening a bank account. The consumer needs to maintain a good credit history and his income must meet the bank's criteria.

Card Applications

A bank credit card is an extremely incredible and convenient piece of plastic with which one can purchase goods and services. An average American now holds up to eight bank credit cards. In order to qualify for a bank credit card, the applicant must be eighteen years of age and should have a good credit history.

U.S. banks offer various types of bank credit cards. After choosing the appropriate bank credit card, the consumer needs to submit a duly completed bank credit card application. An application and processing fee must also be paid along with the application. An individual can apply for a bank credit card online or through the phone. U.S. banks usually send bank credit card applications by ordinary mail, since the consumer is required to sign the applications upon receiving them. When bank credit card applications are transmitted online, there are more chances for fraud.

Credit Card Tips

The day you open a bank account is a very significant day. It's the day you take your first steps towards financial responsibility. It's also the day that your credit report is created – and unlike your bank, your credit report will be with you for the rest of your life.

Your credit report consists of financial data stored with a credit reference agency. Equifax and Experian are the largest and best known. Your credit report will affect whether you can get loans, credit cards, mortgages and other financial products. It will affect credit in retail outlets as well. That's why it's very important to keep your credit report looking good. Here are some tips to help you get a good credit score.

Keep On Banking

Credit Reports

If you’ve been wondering what’s in your credit report, you’re probably way over due for a look at your credit history and score. But with so much information packed into each credit report, it can often be frustrating trying to decipher all of the codes, abbreviations and numbers within them. If you’re not sure how to read your credit report, you’re not alone. It can be tough trying to figure it all out, so keep reading to gain a better understanding.

For your convenience, many credit reports list personal information, credit history, public records and inquiries in different columns. This will make it easier for you to read and understand them. If you’re not sure what FICO means, it stands for Fair Isaac Corporation and it’s the most popular scoring system used by lenders.

Business Credit Cards

One of the advantages of using a credit card to finance your business operations is the ability to extend and effectively manage your business cash flow. Business credit cards with salient features such as low interest rates are considered the ideal card for businesses and their employees.

The interest rate is also called the annual percentage rate (APR). It is the cost of maintaining the unpaid balance of your account past a given grace period. Simply put, it is the price of doing business with your card company over time. The principle here is that the lower the APR, the more beneficial it will be for your business.

Cards And Rewards

A lot of credit card companies offer incentives to people with large debts. These include 0% balance transfers, 0% purchase rates and long term low interest rates on balance transfers. But people who clear their balances regularly do not benefit from these rewards. After all, if they pay off their balances each month, they are not paying interest anyway. So how can these people gain something from using their credit cards? The answer lies in credit card reward schemes.

What Are Credit Card Reward Schemes?

Top Credit Score

Do you often have too much month left at the end of your money? While you strive to pay your monthly bills on time, computers are keeping a close watch on your performance.

Automated programs keep score on your payment punctuality, and other financial information, which have a direct impact on your ability to qualify for a loan, and the interest rate you will be offered. A score of 700 or better can provide the lowest rates, while a score of 620 or less can mean the highest rates, or possibly no loan at all.

Balance Transfers

A balance transfer is an option offered by many credit card issuers which enables the card holder to use their available credit from one card to pay off the balances due on one or more other cards. Usually the interest rate on the amount borrowed is lower than the rate of the cards that are being paid off by the balance transfer.

Balance transfers are really nothing more than a consumer loan made to a customer who is already pre-qualified by the lender because of the credit card relationship that exists. Since the card issuer is already open to exposure for the maximum amount of the card holder’s credit line anyway,

Yearly Fees

The annual fee, or membership fee, is an amount charge card companies levy for the right to use or carry their card. This fee is payable whether you actually use the card during the year or not. Annual fees range from an average low of $25 to as much as $100 or more.

Annual fees were first popularized by prestige charge cards such as American Express and Diner’s Club. These annual charges were called Membership Fees. The charge card companies justified these fees because card holders were required to pay their balances in full every month and the companies earned no interest from the balances due.

0% Credit Cards

First of all, no credit card is going to offer 0% financing forever. Let’s just make sure that is understood that at some point after you activate your 0% APR credit card, usually 6 months, your APR will increase to whatever your credit rating dictates. If you were approved for a 0% credit card offer, then your rating is probably pretty good and your APR should be competitive.

There may be fees associated with your credit card during and after the introductory period, and we will take a look at them here:

The Cost Of A Bad Check

Writing a bad check can really be a tough predicament. It can happen to anyone, even those who that make an effort of taking care of their money. Poor budgeting and impulsive thinking are the most common root of this financial problem. If you happen to blunder into this situation, acting quickly to resolve this problem is critical because this mistake can be costly.

While a single bad check may not be too much of a problem,

How To Apply For Credit

So you need to apply for a new credit card. Well, have you thought about applying for it online?

All of the major credit card issuers, and most of the minor ones, now allow you to apply via their websites. This offers a number of advantages compared with the old method of filling in a paper form and sending it by snail mail.

One big advantage is speed. Your application will be instantly received by the card company and at least some of the processing will be handled automatically.

Why Have A Credit Card

Ask any financial advisor and they will tell you that credit cards, in general, are not a good idea. But they aren't all completely bad. The problem isn't necessarily the card, it is the way the card is used.

The average American family has approximately $7,000 to $10,000 (or higher, by some reports) of credit card debt. For most people, credit cards are a major obstacle between them and financial security. They are just too tempting. Too easy to use. And it is too hard to get out from under them.

But if you are one of the few people who have the self control to pay off your credit card bill each month -- every month -- then credit cards could have some advantages.

Increase Your Credit Score

Over 30 million Americans have less than perfect credit report ratings. There are a lot of consumers out there looking to increase their credit scores.

You can tell this simply by observing how many advertisements there are out there for quick and easy credit repair. These companies are hoping that you are looking for a quick fix to your problems.

But there is no quick way to change your credit report. If it is accurate, then you can't remove the negative. No company can repair your credit rating simply by you paying them.

The rules are the same for everyone. You simply have to understand what makes up your credit rating.

Fix Bad Credit

Don't you ever feel that's the only thing you can think of? While driving, at work, talking to people, anywhere you go your mind just fixates into "fix bad credit repair bad credit bankruptcy do it". Wouldn't you like that to stop? I know more than a couple of million people who do.

Having bad credit is terrible; it's like having a leash around your neck every time you go to a mall, look at a commercial or read an ad. There are ways to get out of a bad credit situation but they tend to be difficult, so you should be prepared.
Important Facts

Types Of Cards

There are many credit card companies today just waiting to approve your credit card application. Likewise, there are a huge variety of credit cards which supposedly offering the best schemes. Each individual has unique needs so all programs and schemes would not be satisfactory to all. Investigate about the scheme that best suits you to use that card for a long period of time.

Low Interest Credit Cards

The low interest credit cards are one of the latest additions into the already wide range of

Repair Your Credit

A bad credit score can really affect your ability to create the life you want. You will be turned down for loans, or given very high interest rates. Buying a house, a car, or even finding investors for your business becomes next to impossible. There are even some employers who look at credit score as an indication of your character and sense of responsibility.

So how do you improve your credit score? Ironically, one of the steps you should take is to get a credit card. It’s true: misusing credit cards can really lower your credit score…but with enough credit card savvy, it can also help you repair it. Each time you successfully pay your bill, or accumulate months or years of “clean” credit card use, then your score improves.

Travel & Credit Cards

People who travel frequently can benefit from discounts that travel rewards credit cards offer. But those who don’t travel often can find that any benefit may be offset by the high APR annual fee and other charges that come with these credit cards. These credit cards can also come in handy even if you are not the one traveling. If you have relatives who visit you regularly every year, they can also take advantage of airline and car rental perks that are offered by travel rewards credit cards.

Travel reward credit cards can be specific to airline travel, or even to one specific airline. They might also provide rewards if you pay for fuel, rent cars, stay at hotels, or if you buy from retail shops. You should consider what type of use you might make of travel reward credit cards, before you choose from credit cards offers. You should also find cards that offer the highest savings on the types of use you will often make of them.

Bad Credit

Most people do not understand the consequences of having bad credit. They believe that they can just make mistakes with their money, and one day they will wake up and everything will be all right. However this is not true. Your personal credit is one of the most important things that a person can have in life. The ability to buy a house, a car, or finance any other major purchases will depend heavily on the quality of your credit score. If you damage your credit score then you might not be able to get financing for any major purchases at all. Or if you do get financing, then the finance company will give you the highest interest rates that are allowable by law, because you will not be able to go anyway else to negotiate a better rate. Thus having bad credit will cost you more money, and get you further into debt, which will probably damage your credit rating even more. It is fairly easy to see that if you allow yourself to damage your credit, then it will be very difficult to get your credit rating back in good standing.

CREDIT CARD

 Over the last few years the internet has become your one stop to finding credit cards, comparing APR (annual percentage rate), rewards programs and incentives. And the best part is you can apply for all of them online and with a secure connection. Just from searching google you can find millions of credit card resources.

One of the the best ways to find a credit card comparison website is to go to your favorite search engine and simply search "credit cards" and press "enter". Now before you jump on the first one you see there are a few things you should remember when looking for a credit card online :

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